Life insurance is a simple and cost effective way to financially protect your loved ones (beneficiaries) should you die. In the event of death during the period of a life insurance policy, your loved ones would receive a fixed lump sum to provide financial security.
A Family Income Benefit protection policy will provide your dependents with a monthly income rather than a lump sum should you die prematurely. The monthly income continues for the remaining term of the policy and can include Critical Illness Protection. This can be a lower cost way of protecting the family when compared to providing a lump sum.
Critical Illness cover will provide you with a cash lump sum if you are diagnosed with a serious illness for example, heart attack, stroke or cancer.
We work closely with partners who can assist you with any help and advice so please contact us and we will happily pass your details over to an adviser.